OnlinePayday.org

100% Online Payday Loans

Apply comfortably from home in your wildest pajamas, and receive your funds directly to your bank, even with bad credit.

We work with more than 100 direct lenders to find you the cash you need fast, within minutes.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

What are payday loans or cash advances?

A payday loan (also known as a cash advance) is a short-term form of lending, usually with a repayment term of two weeks, but up to four weeks or longer depending on the lender and agreed-upon terms.

While credit can be important to some lenders, most lenders base approvals on current employment status, length of time at that job, and average income. Because of this, they’re usually much easier to qualify for than other types of online loans, such as personal or installment that depend heavily on credit history.

How do I get an online loan?

Getting a loan is simple & fast. You’ll need to provide some information about yourself and your job, once the application is accepted you’ll be presented with an offer from an awesome lender. and likely speak with an agent to verify the information.

All of this happens in just a matter of minutes in most cases. After you’ve accepted, the money will be wired directly to your bank as soon as one hour, but the transfer times vary from lender to lender. All of this is done completely online without leaving your home or changing out of those wild pajamas.

What do I need?

Not much, you’ll need to provide some information about yourself and your employers, such as income, paycheck frequency, and some other details. You’ll need to have a personal checking account to receive the money and you’ll also be required to be a U.S. citizen. Minimum income requirements are very low to be accepted and presented with an offer.

Also, having bad credit should not stop you from applying if you have good job history.

How do payday loans differ from other types?

They’re often more expensive than other types of prime loans. Because lenders make lending decisions mostly based on your employment, and not your credit, there’s a higher risk to them.

They’re also meant to be very short-term, often requiring repayment in two to four weeks (your next paycheck), or longer in some cases.

Testimonials

What Our Users Say.

Sometimes it’s difficult to stay humble, but we’re pulling it off.

Rebecca O in Dallas, TX
Rebecca O.
Dallas, TX.

Never having used any online loan companies before, I was concerned about who to go with. But, I made a decision and went with you guys. Applying was quick and painless (shockingly) and the money came quick. It’s good to know I have a backup for when money gets tight.

Michael B in Grand Rapids, MI
Michael B.
Grand Rapids, MI.

After my truck broke down I needed some quick cash to make the repairs. Like most people, I was hesitant to apply online, but it went great, and I received what I needed fast. Will definitely recommend you guys to my friends.


Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

The latest from our awesome blog.

This is a great place to start if you’re looking to learn more about the finance industry, specifically subprime. Our blog is packed full of useful information.