OnlinePayday.org

Payday Loans, Baton Rouge, LA

Apply comfortably from home in Baton Rouge, LA, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

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Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Baton Rouge, LA Financial Statistics

Having access to payday loans in Baton Rouge LA is important when you’re in need of emergency cash. According to U.S. Census data, Baton Rouge LA has a population of 570,308 with an average poverty rate of 24.8%. Only 47.4% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.5. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 13% and unemployment at 8.4%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Baton Rouge, LA.
Population
570,308
Median Age
31.5
Male
47.9%
Female
52.1%
Separated
13%
Ave. Family Size
3.5
Dual Income Homes
47.4%
Ave. Household Income
$44,470
Individual Income
$23,069
Ave. Home Value
$175,141
Median Rent
$879
Unemployed
8.4%
Poverty Level
24.8%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Baton Rouge, LA Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Access Cash Advance
9884 Greenwell Springs Rd
70814
(225) 275-6762
3
627,000
ACE Cash Express
12330 Florida Blvd # 2
70815
(225) 275-6026
2
418,000
ACE Cash Express
19973 Thad Cain Ln
70809
(225) 751-4326
2
418,000
ACE Cash Express
4427 Perkins Rd
70808
(225) 387-2333
9
1,881,000
Advance America
10218 Sullivan Rd
70818
(225) 262-1709
3
627,000
Advance America
12330 Florida Blvd # 4
70815
(225) 275-4211
2
418,000
Advance America
2134 Oneal Ln
70816
(225) 756-5413
2
418,000
American Check Cashers
10088 Greenwell Springs Rd
70814
(225) 272-4769
2
418,000
American Check Cashers
1650 Florida Blvd
70802
(225) 242-8101
2
418,000
American Check Cashers
5445 Airline Hwy
70805
(225) 358-0955
3
627,000
Background Check Co Inc
4542 Norwich Dr
70814
(225) 275-1618
3
627,000
Baton Rouge Check Cashing
3631 Florida Blvd
70806
(225) 383-1010
3
627,000
Baton Rouge Check Cashing
4765 Plank Rd
70805
(225) 355-6824
2
418,000
Brok ‘Til Payday
8312 Florida Blvd # 100
70806
(225) 216-2200
3
627,000
Cash 2U Payday Loans
10605 Airline Hwy
70816
(225) 295-9988
3
627,000
Additional Resources