OnlinePayday.org

Payday Loans, Charleston, SC

Apply comfortably from home in Charleston, SC, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Charleston, SC Financial Statistics

Having access to payday loans in Charleston SC is important when you’re in need of emergency cash. According to U.S. Census data, Charleston SC has a population of 628,377 with an average poverty rate of 13.2%. Only 55.5% of homes have more than one income which can lead to financial problems, especially when the average family size is 2.97. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 11.3% and unemployment at 3.4%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Charleston, SC.
Population
628,377
Median Age
34.8
Male
47.2%
Female
52.8%
Separated
11.3%
Ave. Family Size
2.97
Dual Income Homes
55.5%
Ave. Household Income
$68,438
Individual Income
$37,962
Ave. Home Value
$330,364
Median Rent
$1,257
Unemployed
3.4%
Poverty Level
13.2%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Charleston, SC Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
A-1 Check Cashing
6587 Dorchester Rd
29418
(843) 552-0087
2
418,000
AAA Personal Check Advance
1301 Ashley River Rd # A
29407
(843) 402-0107
3
627,000
AAA Personal Check Advance
1649 Savannah Hwy # C
29407
(843) 556-7600
3
627,000
ACE Cash Express
1663 Savannah Hwy # 1
29407
(843) 937-9704
2
418,000
ACE Cash Express
4391 Dorchester Rd # 150
29405
(843) 566-0018
2
418,000
Advance America
1703 Savannah Hwy # 3
29407
(843) 766-9390
2
418,000
Advance America
1836 Ashley River Rd # 5
29407
(843) 556-7430
2
418,000
Advance America
520 Folly Rd # 80
29412
(843) 795-2142
2
418,000
Advantage Chekcing
3844 Leeds Ave # D
29405
(843) 566-1223
2
418,000
American Eagle Pay Day Loans
3620 Ashley Phosphate Rd
29418
(843) 552-0366
2
418,000
Cash N Advance Of Charleston
1930 Ashley River Rd # A
29407
(843) 766-5550
1
209,000
Check ‘n Go
2013 Harrell Square Ctr
29407
(843) 769-5633
3
627,000
Check Advance
1669 Savannah Hwy
29407
(843) 573-0530
4
836,000
Check Advance
4391 Dorchester Rd # 210
29405
(843) 554-8320
2
418,000
Check Cashing On The Spot
2276 Savannah Hwy
29414
(843) 763-8001
2
418,000
Additional Resources