OnlinePayday.org

Payday Loans, Columbus, OH

Apply comfortably from home in Columbus, OH, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

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Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Columbus, OH Financial Statistics

Having access to payday loans in Columbus OH is important when you’re in need of emergency cash. According to U.S. Census data, Columbus OH has a population of 1,562,010 with an average poverty rate of 19.5%. Only 53.5% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.16. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 14.4% and unemployment at 5.5%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Columbus, OH.
Population
1,562,010
Median Age
32.2
Male
48.9%
Female
51.1%
Separated
14.4%
Ave. Family Size
3.16
Dual Income Homes
53.5%
Ave. Household Income
$53,745
Individual Income
$30,484
Ave. Home Value
$150,342
Median Rent
$961
Unemployed
5.5%
Poverty Level
19.5%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Columbus, OH Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
AAA Cash Advance
5272 Cleveland Ave
43231
(614) 890-6580
742,000
ACE Cash Express
1490 E Livingston Ave
43205
(614) 253-3030
5
1,045,000
ACE Cash Express
1502 Bethel Rd
43220
(614) 459-2456
1
209,000
ACE Cash Express
1512 Morse Rd
43229
(614) 885-3030
2
418,000
Ace Check Express
2554 Morse Rd
43231
(614) 475-4505
1,113,000
Advance America
1910 Hard Rd
43235
(614) 791-9249
742,000
Advance America
3371 Cleveland Ave
43224
(614) 262-2431
742,000
Affordable Advance
922 W Broad St
43222
(614) 221-7007
Always Payday
1197 W 5th Ave
43212
(614) 485-0400
1
209,000
Always Payday
1497 Schrock Rd
43229
(614) 885-0400
2
418,000
Always Payday
1980 Hard Rd
43235
(614) 798-0400
1
209,000
Any Check
2070 Leonard Ave
43219
(614) 252-3311
United Check Cashing Co
3485 E Broad St
43213
(614) 238-0611
1,484,000
Capital Check Cashers
2256 Cleveland Ave
43211
(614) 263-2000
3
627,000
Cashland
4499 Refugee Rd
43232
(614) 866-6944
1,855,000
Additional Resources