OnlinePayday.org

Payday Loans, Dayton, OH

Apply comfortably from home in Dayton, OH, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

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Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Dayton, OH Financial Statistics

Having access to payday loans in Dayton OH is important when you’re in need of emergency cash. According to U.S. Census data, Dayton OH has a population of 718,353 with an average poverty rate of 30.6%. Only 38.2% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.05. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 16.9% and unemployment at 10.7%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Dayton, OH.
Population
718,353
Median Age
33
Male
48.9%
Female
51.1%
Separated
16.9%
Ave. Family Size
3.05
Dual Income Homes
38.2%
Ave. Household Income
$32,540
Individual Income
$18,644
Ave. Home Value
$66,125
Median Rent
$706
Unemployed
10.7%
Poverty Level
30.6%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Dayton, OH Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Cashland
602 Woodman Dr
45431
(937) 253-7842
3
627,000
Checksmart
4212 Linden Ave
45432
(937) 254-7800
3,710,000
Best Check Cashing
2800 Salem Ave
45406
(937) 274-9701
3
627,000
Buckeye Check Cashing Inc
2930 W Alex Bell Rd
45459
(937) 428-7530
1,113,000
Cash N Hand
1209 Wayne Ave
45410
(937) 228-1004
Cashland
100 E 36rd St
45402
(937) 228-5314
35
7,315,000
Cashland
2933 Linden Ave
45410
(937) 252-0434
1,484,000
Cashland Inc
100 W 3rd St
45402
(937) 461-1686
Cashland Inc
1331 Wilmington Ave
45420
(937) 396-1846
6
1,254,000
Check Exchange
1030 S Smithville Rd
45403
(937) 256-5717
742,000
Check Exchange
2035 Harshman Rd
45424
(937) 237-7316
2
418,000
Check Exchange
5575 Troy Pike
45424
(937) 236-3456
1
209,000
Check Into Cash
1068 Patterson Rd
45420
(937) 253-8330
Check Into Cash
3283 W Siebenthaler Ave
45406
(937) 278-1170
1,113,000
Check Into Cash
53 Springboro Pike
45449
(937) 433-9008
1,113,000
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