OnlinePayday.org

Payday Loans, El Paso, TX

Apply comfortably from home in El Paso, TX, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

El Paso, TX Financial Statistics

Having access to payday loans in El Paso TX is important when you’re in need of emergency cash. According to U.S. Census data, El Paso TX has a population of 843,386 with an average poverty rate of 19.1%. Only 48.9% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.62. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 14.4% and unemployment at 6.1%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for El Paso, TX.
Population
843,386
Median Age
32.9
Male
49%
Female
51%
Separated
14.4%
Ave. Family Size
3.62
Dual Income Homes
48.9%
Ave. Household Income
$47,568
Individual Income
$23,566
Ave. Home Value
$128,319
Median Rent
$837
Unemployed
6.1%
Poverty Level
19.1%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

El Paso, TX Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
ACE Cash Express
7500 N Mesa St # 219
79912
(915) 833-7427
3
627,000
ACE Cash Express
1055 Sunland Park Dr # B
79922
(915) 587-1423
4
836,000
ACE Cash Express
115 S Americas Ave
79907
(915) 859-1291
3
627,000
Advanced Internet
4023 Fred Wilson Ave
79904
(915) 562-7904
3
627,000
America’s Cash Plus
201 S Americas Ave # 104
79907
(915) 859-1399
11
2,299,000
Cash It Here
114 E Mills Ave
79901
(915) 544-2333
5
1,045,000
Cash It Here
1461 N Lee Trevino Dr # 104
79936
(915) 598-8866
6
1,254,000
Cash It Here
1921 Montana Ave
79903
(915) 542-1214
2
418,000
Cash It Here Inc
1461 Leecrbino
79925
(915) 778-6832
2
418,000
Cash It Here Inc
5400 N Mesa St # B
79912
(915) 833-5070
2
418,000
Cash It Here Inc
5505 Montana Ave # G2
79903
(915) 565-1495
4
836,000
Cash Store
10705 Gateway Blvd W
79935
(915) 591-9890
3
627,000
Cash Store
1830 N Zaragoza Rd
79936
(915) 856-9900
3
627,000
Cash-It Here
2901 Alameda Ave
79905
(915) 544-2995
3
627,000
Check ‘n Go
1491 N Lee Trevino Dr
79936
(915) 592-5677
3
627,000
Additional Resources