OnlinePayday.org

Payday Loans, Eugene, OR

Apply comfortably from home in Eugene, OR, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Eugene, OR Financial Statistics

Having access to payday loans in Eugene OR is important when you’re in need of emergency cash. According to U.S. Census data, Eugene OR has a population of 273,439 with an average poverty rate of 20.4%. Only 51% of homes have more than one income which can lead to financial problems, especially when the average family size is 2.89. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 13.6% and unemployment at 7%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Eugene, OR.
Population
273,439
Median Age
34.7
Male
48.9%
Female
51.1%
Separated
13.6%
Ave. Family Size
2.89
Dual Income Homes
51%
Ave. Household Income
$50,962
Individual Income
$25,409
Ave. Home Value
$287,103
Median Rent
$1,031
Unemployed
7%
Poverty Level
20.4%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Eugene, OR Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Ace Cash Express
1050 Green Acres Rd
97408
(541) 343-9700
3
627,000
ACE Cash Express
895 W 7th Ave
97402
(541) 345-2274
2
418,000
Ace Santa Clara
2019 River Rd
97404
(541) 607-1177
3
627,000
Advance America
1020 Green Acres Rd # 4
97408
(541) 345-9200
1
209,000
Allied Cash Advance
4222 Commerce St
97402
(541) 344-8101
3
627,000
Cash Store
2911 W 11th Ave
97402
(541) 302-9700
Cash Store
4239 Barger Dr
97402
(541) 461-1199
3
627,000
Check Cash Northwest
1111 Willamette St # A
97401
(541) 343-0429
5
1,045,000
Check Into Cash
47 Silver Ln
97404
(541) 607-5537
3
627,000
Check Into Cash
48 W 18th Ave
97401
(541) 485-5404
Check N’ Go
1055 Bailey Hill Rd # C
97402
(541) 349-0030
1
209,000
Checks Cashed Inc
2185 W 7th Ave
97402
(541) 687-5362
3
627,000
Express Money Inc
3003 W 11th Ave
97402
(541) 302-0857
3
627,000
Oregon Check Cashing
2185 W 7th Ave
97402
(541) 687-6721
Pocket Money Of Eugene
1699 W 11th Ave
97402
(541) 344-4313
3
627,000
Additional Resources