OnlinePayday.org

Payday Loans, Garland, TX

Apply comfortably from home in Garland, TX, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Garland, TX Financial Statistics

Having access to payday loans in Garland TX is important when you’re in need of emergency cash. According to U.S. Census data, Garland TX has a population of 239,928 with an average poverty rate of 13.2%. Only 59.1% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.71. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 12.8% and unemployment at 5.2%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Garland, TX.
Population
239,928
Median Age
34.3
Male
49.6%
Female
50.4%
Separated
12.8%
Ave. Family Size
3.71
Dual Income Homes
59.1%
Ave. Household Income
$61,211
Individual Income
$28,980
Ave. Home Value
$160,753
Median Rent
$1,133
Unemployed
5.2%
Poverty Level
13.2%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Garland, TX Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
ACE Cash Express
2102 Northwest Hwy
75041
(972) 682-1719
ACE Cash Express
3504 W Walnut St
75042
(972) 272-2947
ACE Cash Express
512 S Garland Ave
75040
(972) 276-6659
Advance America
2930 S 1st St
75041
(972) 278-4101
1
209,000
Cash Store
5345 N Garland Ave
75040
(214) 703-9508
3
627,000
Check ‘n Go
5335 Broadway Blvd # 200
75043
(972) 240-6400
3
627,000
Double S Inc
3501 W Walnut St
75042
(972) 487-9010
3
627,000
EZ Money Inc
1529 W Buckingham Rd
75042
(972) 675-2129
3
627,000
EZ Money Inc
5501 Broadway Blvd # 501
75043
(972) 240-3329
3
627,000
Jamal’s Check Cashing
2408 W Walnut St
75042
(972) 272-5350
10
2,090,000
Mandi Subzimandi Cash & Carry
4550 W Buckingham Rd
75042
(972) 235-4300
10
2,090,000
One Star Check Cashing
1102 Lavon Dr
75040
(972) 272-2454
5
1,045,000
One Stop Food Mart & Check
510 N Plano Rd
75042
(972) 272-4272
4
836,000
Payday Advance
3035 Broadway Blvd # C
75041
(214) 227-5557
3
627,000
Ace Cash Express
3159 S Garland Ave
75041
(972) 271-0058
Additional Resources