OnlinePayday.org

Payday Loans, Hickory, NC

Apply comfortably from home in Hickory, NC, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

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Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Hickory, NC Financial Statistics

Having access to payday loans in Hickory NC is important when you’re in need of emergency cash. According to U.S. Census data, Hickory NC has a population of 218,323 with an average poverty rate of 17.1%. Only 52.2% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.06. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 14.4% and unemployment at 8.5%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Hickory, NC.
Population
218,323
Median Age
38.1
Male
47.3%
Female
52.7%
Separated
14.4%
Ave. Family Size
3.06
Dual Income Homes
52.2%
Ave. Household Income
$47,652
Individual Income
$26,293
Ave. Home Value
$168,616
Median Rent
$734
Unemployed
8.5%
Poverty Level
17.1%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Hickory, NC Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
1 Cash
1917 12th Ave NE
28601
(828) 267-0624
4
1,484,000
American Funding Cash Advance
336 Lenoir Rhyne Blvd SE # 2
28602
(828) 327-0632
1
209,000
Cash Advantage
1320 Us Highway 70 SW
28602
(828) 322-3626
1
371,000
Check Zone
1373 4th St NW
28601
(828) 261-0064
4
836,000
Crawford’s Check Cashing
322 Us Highway 70 SW
28602
(828) 322-2209
2
742,000
First Southern Cash Advance
2041 Us Highway 70 SE
28602
(828) 323-9920
Internet Cash Enterprise
1748 Us Highway 70 SE
28602
(828) 322-6245
Postal Services Plus
327 1st Ave NW
28601
(828) 267-7180
1
209,000
Nationwide Budget Finance
2655 Us Highway 70 SE
28602
(828) 267-1390
Cash Advances
336 Lenore Run Blvd
28601
(828) 327-0632
1
371,000
First American Cash Advance
2041 US Highway 70 SE
28602
(828) 323-9920
2
742,000
North Carolina Title Leasing
322 US Highway 70 SW
28602
(828) 267-1330
2
742,000
American Funding
1029 16th St Ne
28601
(828) 327-0632
Currency Exchange
327 1st Ave NW 101
28601
(828) 267-7180
Cash Advance Check Service
1320 US Highway 70 SW
28602
(828) 322-3626
Additional Resources