OnlinePayday.org

Payday Loans, Houston, TX

Apply comfortably from home in Houston, TX, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Houston, TX Financial Statistics

Having access to payday loans in Houston TX is important when you’re in need of emergency cash. According to U.S. Census data, Houston TX has a population of 5,464,250 with an average poverty rate of 20.1%. Only 50% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.45. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 13.1% and unemployment at 5.9%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Houston, TX.
Population
5,464,250
Median Age
33
Male
49.9%
Female
50.1%
Separated
13.1%
Ave. Family Size
3.45
Dual Income Homes
50%
Ave. Household Income
$52,338
Individual Income
$29,259
Ave. Home Value
$177,555
Median Rent
$1,041
Unemployed
5.9%
Poverty Level
20.1%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Houston, TX Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Cash Cleaner
1005 Waugh Dr
77019
(713) 523-2884
2
418,000
ACE Cash Express
17430 Northwest Fwy # C
77040
(713) 849-3570
2
418,000
Check ‘n Go
7844 W Tidwell Rd
77040
(713) 996-0882
4
836,000
Micro Check System Inc
6300 Rothway St
77040
(713) 856-9801
3
627,000
Popular Cash Express
2815 Collingsworth St
77026
(713) 223-0693
2
418,000
Saldana Exchange Co
6301 Jensen Dr
77026
(713) 692-2306
1
209,000
EZ Money Inc
8104 Southwest Fwy
77074
(713) 773-2205
1
209,000
No Wait Cash Advance
8803 Brae Acres Rd
77074
(713) 270-5000
3
627,000
Pick Up Cash
9100 Southwest Fwy
77074
(713) 272-7300
3
627,000
United Check Cashing Co
9557 S Gessner Dr
77074
(713) 773-2228
2
418,000
ACE Cash Express
6436 Bellaire Blvd # D
77074
(713) 774-2274
2
418,000
ACE Cash Express
7080 Bissonnet St
77074
(713) 271-8000
Action Check Express
10218 Westheimer Rd
77042
(832) 251-6333
1
209,000
Cash Funding Co
PO Box 841035
77284
(281) 550-9899
3
627,000
A 1 Check Cashing II
6101 Glenmont Dr
77081
(713) 270-4777
3
627,000
Additional Resources