OnlinePayday.org

Payday Loans, Miami, FL

Apply comfortably from home in Miami, FL, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Miami, FL Financial Statistics

Having access to payday loans in Miami FL is important when you’re in need of emergency cash. According to U.S. Census data, Miami FL has a population of 6,445,540 with an average poverty rate of 23.4%. Only 45% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.4. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 17.2% and unemployment at 6%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Miami, FL.
Population
6,445,540
Median Age
40.1
Male
49.5%
Female
50.5%
Separated
17.2%
Ave. Family Size
3.4
Dual Income Homes
45%
Ave. Household Income
$39,049
Individual Income
$21,800
Ave. Home Value
$317,994
Median Rent
$1,183
Unemployed
6%
Poverty Level
23.4%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Miami, FL Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
18 Cash Inc
1805 W Flagler St
33135
(305) 644-3511
183rd Street Checkcashers
804 NW 183rd St
33169
(305) 652-8811
2
418,000
A & H Check Cashing Inc
9341 SW 40th St
33165
(305) 551-9393
5
1,045,000
A Little Havana Check Cash
1059 W Flagler St
33130
(305) 325-0375
3
627,000
ACE Cash Express
14546 W Dixie Hwy
33161
(305) 956-3435
ACE Cash Express
500 NE 167th St
33162
(305) 945-4260
Advance America
11656 N Kendall Dr
33176
(305) 270-8314
2
418,000
Advance America
12218 SW 8th St
33184
(305) 221-6144
3
627,000
Advance America
18651 S Dixie Hwy
33157
(305) 235-2276
2
418,000
Alameda Cashier Checks
1895 SW 8th St
33135
(305) 541-7080
3
627,000
All American Check Cashers
7352 SW 8th St
33144
(305) 269-6999
American Check Cashing
50 NE 62nd St
33138
(305) 751-9164
3
627,000
American Check Management
10950 SW 88th St
33176
(786) 264-7000
3
627,000
Armando’s Check Cashing Store
4201 SW 75th Ave
33155
(305) 264-1045
2
418,000
Bay Cash Advance Inc
20701 NW 2nd Ave
33169
(305) 999-3339
4
836,000
Additional Resources