OnlinePayday.org

Payday Loans, New York, NY

Apply comfortably from home in New York, NY, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

New York, NY Financial Statistics

Having access to payday loans in New York NY is important when you’re in need of emergency cash. According to U.S. Census data, New York NY has a population of 18,713,200 with an average poverty rate of 17.9%. Only 52.6% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.37. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 10.8% and unemployment at 6.3%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for New York, NY.
Population
18,713,200
Median Age
36.7
Male
47.7%
Female
52.3%
Separated
10.8%
Ave. Family Size
3.37
Dual Income Homes
52.6%
Ave. Household Income
$63,998
Individual Income
$32,320
Ave. Home Value
$605,702
Median Rent
$1,443
Unemployed
6.3%
Poverty Level
17.9%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

New York, NY Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Madison St James Check Cashing
35 Madison St
10038
(212) 349-1277
3
1,113,000
Lazer Check Cashing
122 9th Ave
10011
(212) 645-7272
2
742,000
Lazer Check Cashing
1459 Amsterdam Ave
10027
(212) 862-3333
3
1,113,000
Lazer Check Cashing
200 W 20th St # 105
10011
(212) 414-0004
2
742,000
Lazer Check Cashing Corp
637 W 50th St
10019
(212) 489-8384
3
1,113,000
Karbill Check Cashing
167 E 87th St
10128
(212) 876-5040
3
1,113,000
Joseph Albert
300 E 5th St
10003
(212) 982-4718
3
1,113,000
I Micheal Cash & Assoc
225 Broadway
10007
(212) 962-4222
3
1,113,000
G & R
365 7th Ave # 1
10001
(212) 290-1571
5
1,855,000
G & R Check Cashing
300 W 44th St
10036
(212) 757-1919
4
1,484,000
G & R Check Cashing Corp
11 W 46th St
10036
(212) 391-7529
10
3,710,000
G & R Check Cashing Corp
35 E 32nd St
10016
(212) 448-0318
4
1,484,000
G R Check Cashing
140 W 55th St
10019
(212) 247-2048
3
1,113,000
Franklin Check Cashing Corp
1577 Saint Nicholas Ave # A
10040
(212) 781-2240
4
1,484,000
Franklin Check Cashing Corp
2081 Lexington Ave
10035
(212) 534-4382
2
742,000
Additional Resources