OnlinePayday.org

Payday Loans, San Jose, CA

Apply comfortably from home in San Jose, CA, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

San Jose, CA Financial Statistics

Having access to payday loans in San Jose CA is important when you’re in need of emergency cash. According to U.S. Census data, San Jose CA has a population of 1,798,100 with an average poverty rate of 8.7%. Only 61.4% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.57. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 9.4% and unemployment at 4.7%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for San Jose, CA.
Population
1,798,100
Median Age
36.7
Male
50.5%
Female
49.5%
Separated
9.4%
Ave. Family Size
3.57
Dual Income Homes
61.4%
Ave. Household Income
$109,593
Individual Income
$40,993
Ave. Home Value
$863,597
Median Rent
$2,107
Unemployed
4.7%
Poverty Level
8.7%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

San Jose, CA Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
A & D Money Market
961 S Bascom Ave
95128
(408) 294-7762
2
418,000
Advance America
5568 Monterey Hwy
95138
(408) 225-0480
2
418,000
B & J Svc Ctr & Check Cashing
2306 Almaden Rd # 160
95125
(408) 723-6545
2
418,000
California Budget Finance
3111 Alum Rock Ave
95127
(408) 937-8100
4
836,000
California Check Cashing Store
1304 S Winchester Blvd
95128
(408) 866-7575
5
1,045,000
California Check Cashing Store
1720 W San Carlos St
95128
(408) 287-0990
5
1,045,000
Cash 1
1101 W San Carlos St
95126
(408) 280-5055
4
836,000
Cash Cove
820 Willow St
95125
(408) 295-5575
5
1,045,000
Cash Flow Solutions
534 Yurok Cir
95123
(408) 365-1200
3
627,000
Cash Plus
1629 N Capitol Ave
95132
(408) 929-1002
3
627,000
Cash Plus
1712 Meridian Ave # H
95125
(408) 448-2274
2
418,000
Check ‘n Go
2746 Aborn Rd
95121
(408) 532-7070
1
209,000
Check ‘n Go
2910 Stevens Creek Blvd # 107
95128
(408) 248-3800
3
627,000
Check ‘n Go
461 Blossom Hill Rd # H2
95123
(408) 224-0400
2
418,000
Check Cashing
302 N 13th St
95112
(408) 288-7823
2
418,000
Additional Resources