OnlinePayday.org

Payday Loans, Santa Rosa, CA

Apply comfortably from home in Santa Rosa, CA, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Santa Rosa, CA Financial Statistics

Having access to payday loans in Santa Rosa CA is important when you’re in need of emergency cash. According to U.S. Census data, Santa Rosa CA has a population of 324,634 with an average poverty rate of 10.3%. Only 57.1% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.24. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 15.4% and unemployment at 4.7%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Santa Rosa, CA.
Population
324,634
Median Age
38.8
Male
48.4%
Female
51.6%
Separated
15.4%
Ave. Family Size
3.24
Dual Income Homes
57.1%
Ave. Household Income
$75,630
Individual Income
$35,182
Ave. Home Value
$539,592
Median Rent
$1,609
Unemployed
4.7%
Poverty Level
10.3%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Santa Rosa, CA Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
ACE Cash Express
2550 Guerneville Rd # F
95401
(707) 528-2274
2
418,000
Allied Cash Advance
1405 Fulton Rd # 101
95403
(707) 566-8412
3
627,000
Cash Box Check Cashing Svc
1150 Coddingtown Ctr # A
95401
(707) 579-2274
6
1,254,000
Cash Box Check Cashing Svc
585 Barham Ave
95404
(707) 546-2274
4
836,000
Cash Now
1420 Guerneville Rd # 4
95403
(707) 578-7877
1
209,000
Cash Station Inc
3585 Industrial Dr
95403
(707) 545-2274
2
418,000
Cash Station Inc
711 Stony Point Rd # 7
95407
(707) 544-2274
5
1,045,000
Check ‘n Go
1331 Guerneville Rd # D
95403
(707) 525-8300
2
418,000
Check Center
1880 Mendocino Ave # F
95401
(707) 568-6070
5
1,045,000
Check Express Inc
989 Sebastopol Rd
95407
(707) 546-9200
3
627,000
Check Max Plus
1130 Santa Rosa Ave
95404
(707) 523-2299
10
2,090,000
Check Max Plus
1772 Piner Rd
95403
(707) 579-2825
5
1,045,000
Express Paymex Money Transmttr
443 Dutton Ave # 15
95407
(707) 570-1569
2
418,000
McCash
1150 Coddingtown Ctr A
95401
(707) 579-2274
Check Agencies of California
1880 Mendocino Ave Ste F
95401
(707) 568-6070
Additional Resources