OnlinePayday.org

Payday Loans, Springfield, OH

Apply comfortably from home in Springfield, OH, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Springfield, OH Financial Statistics

Having access to payday loans in Springfield OH is important when you’re in need of emergency cash. According to U.S. Census data, Springfield OH has a population of 82,820 with an average poverty rate of 23.1%. Only 41.7% of homes have more than one income which can lead to financial problems, especially when the average family size is 2.98. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 17.8% and unemployment at 10%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Springfield, OH.
Population
82,820
Median Age
35.8
Male
47.4%
Female
52.6%
Separated
17.8%
Ave. Family Size
2.98
Dual Income Homes
41.7%
Ave. Household Income
$39,332
Individual Income
$22,380
Ave. Home Value
$80,378
Median Rent
$730
Unemployed
10%
Poverty Level
23.1%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Springfield, OH Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Advance America
2135 E Main St
45503
(937) 322-8771
1,113,000
Cashland
1010 N Bechtle Ave
45504
(937) 322-5700
1,113,000
Cashland
2050 E Main St
45503
(937) 325-5446
1,484,000
Check ‘n Go
1611 E Main St
45503
(937) 325-6000
1,113,000
Check Advance
1030 Upper Valley Pike
45504
(937) 325-8991
Checksmart
2000 S Limestone St
45505
(937) 324-9111
2,968,000
Fast Payday Of Ohio
2012 S Limestone St
45505
(937) 322-4505
1,113,000
First American Cash Advance
544 S Burnett Rd
45505
(937) 322-9395
First Choice Payday Advance
1635 E Main St
45503
(937) 322-0248
1
209,000
K Y Check Exchange
1877 S Limestone St
45505
(937) 322-7808
1
209,000
National Cash Advance
1400 W 1st St
45504
(937) 324-4646
742,000
Check Exchange
1877 S Limestone St
45505
(937) 322-7808
371,000
Heartland Cash Advance
1068 N Bechtle Ave
45504
(937) 323-5300
742,000
Quik Cash
2067 N Bechtle Ave
45504
(937) 390-7607
1,113,000
Check n Go
1611 E Main St
45503
(937) 325-6000
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